Your Job is Your Credit at Kia of Cerritos

Are you ready to step into a new or used vehicle in Cerritos? Sometimes that’s easier said than done depending on your credit history. Luckily, at Kia of Cerritos, our finance team works with buyers with no or low credit history to help you get the vehicle you need. Better yet, you don’t even have to put money down! Find out more about this financing special at Kia of Cerritos!

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No Credit or Repossession— No Problem!

Do you have a repossession in your credit history or just lack credit history altogether? That’s no problem when you finance at Kia of Cerritos! Unlike some lenders that base financing solely on your credit history, our lenders use your employment to secure your auto loan.

No Social Security Number Required

Lacking a social security number can be an obstacle in qualifying for a car loan. However, with Kia of Cerritos you have another option. If you don’t have a social security number and don’t qualify for one, you can apply with an Individual Tax Payer Identification Number (or ITIN for short).

These numbers allow you to apply with U.S. tax laws without a social security number and are free to attain. If you’ve applied for one in the past, but don’t have it handy, you can call the IRS at 1-800-829-1040

Benefits of Buying Your New or Used Kia at Kia of Cerritos

In addition to taking advantage of our current finance special, you can enjoy the following benefits when turning to Kia of Cerritos for your new or used Kia:

  • Vehicle Specials- With new and used vehicle specials, you can ensure that you’re getting a great deal on your next purchase.
  • Value Your Trade Tool- Sell us your current daily driver and use that towards your next vehicle purchase.
  • Payment Calculator- Find a vehicle and create a payment plan that works for your budget using our monthly payment calculator.

Take Advantage of this Finance Special Today!

If you’re looking for an affordable way to get into a Kia in the Los Angeles area, take advantage of our current finance special and use your job as your credit! Get in touch with the team at Kia of Cerritos to learn more, or get started using our online finance application.