Car Finance Calculator at Kia of Cerritos

Looking to calculate your monthly auto loans so that you can afford a brand-new or used Kia vehicle? Use our Kia Car payment calculator to figure out a reasonable monthly estimate right from your home! We are also able to sort out questions such as “What kind of loan can I get pre-approved for” or “How much is my trade worth,'” through our finance department. Rely on the experts at Kia of Cerritos near Carson to get started!


Payment Details

Estimated Amount Financed:


M.S.R.P. is Manufacture Suggested Retail Price. (for informational purpose only). Dealer price may vary. Call or visit Dealer for Specifics on pricing. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at (562)-356-8423 or by visiting us at the dealership.

**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 5.9% interest and 20% downpayment.

How to Use the Kia Payment Calculator

The criteria of what to input into the car payment payoff calculator are customizable and easy to use for Orange County customers:

  • Vehicle Price: Input the target vehicle price within your budget into the calculator if you want to buy a Kia model.
  • Interest Rate: Your interest rate depends on your credit score. If you don’t know what rates you have, apply for financing.
  • Loan Term: A Loan term is how many months it will take to pay the loan.
  • Down Payment: The down payment is based on how much money you will pay for the vehicle upfront. This amount will be subtracted from the vehicle total and reduce your loan amount.
  • Trade-In Value: Head to the trade value tool to get an estimate of your current vehicle’s worth. This amount will be deducted from the cost of the newer vehicle.

Once you fill out all the criteria, you can hit “calculate” and receive your monthly payment. We at Kia of Cerritos can help customize these criteria to find a payment plan that works for you. Get in touch with our finance department if you need more help!

Use Our Cerritos Kia Payment Calculator Today

We’ve gone through the basics of how to use our Kia payment calculator, but if you run into any finance-related questions along the way, feel free to reach out to us online. Our knowledgeable team members can help you get a great deal on your next vehicle, and we’re with you every step of the way. Whether you’re eyeing a brand new or pre-owned Kia, we’re certain that you’ll find a model you love on our lot, conveniently located just outside Los Angeles!