What is GAP Insurance? | Kia Finance | Kia Cerritos
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What is GAP Insurance?

What is GAP insurance? This is a common question from Los Angeles and Carson drivers looking for the best coverage on their next Kia model. GAP insurance, or Guaranteed Asset Protection insurance, is designed to have your back and covers the difference between the value of a vehicle and the balance still owed on it. But there’s more to it than just picking up another cost, as GAP insurance has its own benefits and drawbacks to each driver. Learn if GAP insurance is right for you at Kia Cerritos. 

What Else Does GAP Insurance Cover?

What is GAP protection? While GAP insurance covers costs to repair your vehicle when needed, it does not offer coverage for any bodily injuries, mechanical repairs, or your deductible. Instead, GAP insurance is meant to take care of drivers during unexpected occurrences and always keeps the condition of a vehicle in mind by offering outstanding coverage to drivers who experience any of the following:

  • Theft
  • Fire
  • Vandalism
  • Accidents
  • Natural damages (tornado, hurricane, flood, etc.)

Is GAP Insurance Worth It?

GAP insurance is surely worth it to have in your back pocket for when you need an extra hand. Not only will GAP insurance continue to cover your vehicle investment if you experience vandalism or theft, but also the worth of your vehicle and what your insurance will cover if you get into an accident will be taken care of under GAP insurance.

How Can I Get GAP Insurance?

Drivers who think GAP insurance is a good fit can get it through an auto insurer at a dealership of a local business that only deals with auto insurance coverage. When you do sign up, it will cost a one time fee at the point of purchase along with an unbeatable $20 annual fee.

Get More Auto Finance Insight at Kia Cerritos

After learning about what gap insurance is on a car, you can get more car buying tips to help secure the best forms of payment and coverage for your new or pre-owned Kia. Count on our finance team to get the car buying or leasing process started, as well as offer plenty of other resources like our value your trade tool, financing application, and more. Contact us today to schedule a visit to our showroom near Southgate and Orange County!

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18201 Studebaker Road • Cerritos, CA 90703

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Kia Cerritos

18201 Studebaker Road Cerritos, CA

Phone: (562) 860-2424



Phone: (562) 860-2424

18201 Studebaker Road Cerritos, CA


Phone: (562) 860-2424

18201 Studebaker Road Cerritos, CA


Phone: (562)-468-4202

18201 Studebaker Road Cerritos, CA
33.8672285 -118.1008555
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Kia Cerritos
Kia Cerritos
18201 Studebaker Road
Cerritos, CA, 90703 United States
(562) 860-2424
Kia Cerritos 33.8672285, -118.1008555.